Our Mission
At ptc. (prepaidtravelcards.co.uk), our mission is to help travellers make confident prepaid travel card decisions through independent, transparent, and data-led content.
Our Principles
Independent: Our editorial decisions are separate from advertisers, sponsors, and commercial agreements.
Transparent: We clearly disclose how content is funded and how information is verified.
Accurate: All facts are checked against provider terms, official documents, and regulatory sources.
Data-Led: Reviews and comparisons are based on verified data, not marketing claims.
User-First: Content is written in clear, plain UK English to help travellers understand their options quickly and easily.
Funding
ptc. is funded by sponsored placements, affiliate links, and featured profiles. These help support our work but do not influence our rankings, comparisons, or recommendations. Any sponsored or promoted listings are clearly labelled.
Disclosure example:
“ptc. may include sponsored or affiliate links. Commercial relationships do not influence our independent reviews or ratings.”
Editorial Process
- Define scope and selection criteria for each comparison.
- Collect data from issuer terms, FCA records, and verified public sources.
- Cross-check and validate all information.
- Test usability and support where possible.
- Score products using our standard rating framework.
- Review content for clarity, accuracy, and compliance.
- Publish with a visible update date and maintain a change log.
Rating Framework
We assess each prepaid travel card on:
- Fees and overall value
- Ease of use
- Acceptance and access
- Trust, safety, and safeguarding
- Features and travel-friendly benefits
All scores are based on data and independent analysis. Sponsorships never affect our ratings.
Corrections and Updates
We correct factual errors promptly and highlight major on-page changes.
Product data is reviewed and refreshed at least quarterly.
AI and Verification
We may use curated AI tools to support data extraction and formatting, but every piece of content and every rating is reviewed and approved by our editorial team.
Accessibility and Style
All content is written in plain English, uses consistent comparison tables, and is designed for clear readability across mobile and desktop.
Legal Notice
Information on ptc. is provided for general guidance only and does not constitute financial advice. Always confirm the latest card details directly with the provider before applying.