A multi currency debit card inside the Revolut app. Hold and exchange up to 36 local currencies in app, spend worldwide wherever Visa or Mastercard is accepted, and withdraw cash with plan based free ATM allowances. Card payments and ATM withdrawals that require conversion use Revolut’s live exchange rate with fair usage rules, and weekend markups may apply. Mobile wallets are supported. Plan pricing and allowances vary.
Initial Viewpoint:
Best for travellers who want a single card to hold and exchange multiple currencies with modern controls and clear plan allowances for ATM use. Not ideal if you regularly exchange at weekends or withdraw a lot of cash beyond your plan’s quota, because weekend markups and fair usage fees can apply.
ptc. Rating: ⭐ 4 / 5
Highlights:
- Keep 36 local currencies in app; spend globally where Visa and Mastercard are accepted
- Plan based free ATM allowance each rolling month.
- Add your card to Apple Pay or Google Pay for easy contactless payments
Cautions:
- Weekend exchange markups can apply on card transactions that need conversion and on in app exchanges when markets are closed
- Fair usage exchange limits on Standard and Plus plans; fee applies above the limit
Methodology: Revolut UK travel card page, plan and fees pages, ATM and FX help centre articles reviewed on 19 Oct 2025.
Overview
What it is
A debit card connected to your Revolut account for spending and cash withdrawals worldwide. You can hold and exchange multiple currencies in app, set controls, and add to mobile wallets.
Who it’s for
Travellers and online shoppers who value multi currency balances, plan based allowances for cash, and app first controls.
Key Facts
- Card and networks: Revolut issues debit cards on Visa or Mastercard depending on region. Use anywhere the scheme is accepted.
- Currencies you can keep: Up to 36 local currencies in app.
- ATM allowance by plan (rolling month): Standard £200 or 5 withdrawals (whichever comes first); Plus £200; Premium £400; Metal £800; Ultra £2,000. After that, 2% or £1 per withdrawal, whichever is higher. ATM owners may surcharge.
- Exchange fair usage (UK personal): Standard £1,000 per month then a fair usage fee of 1%; Plus £3,000 per month then 0.5%; Premium, Metal, Ultra no monthly exchange limit and no fair usage fee.
- Weekend markups: Revolut states weekend markups may apply to card transactions that force an exchange and to in app exchanges; exchange Monday to Friday to avoid them. Exact markups and coverage vary by plan and currency and are shown in app.
- Mobile wallets: Apple Pay and Google Pay supported.
Last updated: 19 Oct 2025
Pricing & Fees
| Fee type | Amount | Notes |
|---|---|---|
| Overseas card purchases | No separate card fee from Revolut | Exchange may apply if you do not hold the currency, subject to plan rules. |
| Currency exchange in app or on card | Included up to plan allowance | Above allowance a fair usage fee applies per plan. Weekend markups may apply. |
| ATM withdrawals | Plan based free allowance then 2% or £1 per withdrawal | See allowance table below. Operator surcharges can apply. |
ATM free allowance by plan (rolling month)
- Standard: £200 or 5 withdrawals (whichever comes first), then fee.
- Plus: £200, then fee.
- Premium: £400, then fee.
- Metal: £800, then fee.
- Ultra: £2,000, then fee.
FX & ATM Details
FX conversion
When you spend in a currency you do not hold, Revolut converts at its live rate with fair usage rules. Weekend markups may apply when markets are closed; Revolut’s travel tips recommend exchanging Monday to Friday. You see the rate and any fees in app. Avoid Dynamic Currency Conversion by choosing to pay in local currency.
ATM usage
You get a monthly fee free allowance that depends on your plan. Beyond that, Revolut charges 2% or £1 per withdrawal, whichever is higher. Some ATM owners add a surcharge.
Supported currencies
Revolut’s UK travel card page states you can keep 36 local currencies in app. Card payments are supported worldwide wherever the scheme is accepted.
Topups & Payments
| Method | Fee or limit | Notes |
|---|---|---|
| Bank transfer to Revolut | Shown in app | Fund your GBP balance and exchange as needed. |
| Card payments | Standard scheme acceptance | Visa or Mastercard depending on region. |
| Mobile wallets | Apple Pay and Google Pay | Add from the app. |
Applying for the Card
Download the Revolut app, sign up for a UK Revolut account, verify identity, choose your plan, request a physical card or use a virtual card instantly. Delivery fees may apply for the physical card depending on plan.
Limits & KYC
| Topic | Detail |
|---|---|
| Exchange fair usage | Standard £1,000 per month, Plus £3,000, higher plans no cap; fee applies above allowance. |
| ATM allowance | Plan based as listed above. |
| ID checks | Standard e money onboarding in app. |
App & Features
| Feature | Detail |
|---|---|
| Security controls | Freeze or unfreeze card, spending limits, instant payment notifications. |
| Mobile wallets | Apple Pay and Google Pay supported. |
| Travel guidance | Revolut’s blog explains weekend markup avoidance and plan limits. |
Who it’s for (and who it’s not)
Best for
People who want a single app and card to hold and exchange multiple currencies, with useful ATM allowances and mobile wallet support.
Not ideal for
Heavy weekend exchangers or frequent cash users who will exceed plan allowances. Consider upgrading plan tiers or timing exchanges on weekdays.
Pros & Cons
Pros
- Keep 36 currencies and spend globally
- Plan based free ATM withdrawals each rolling month
- Strong in app controls and mobile wallet support
Cons
- Fair usage exchange limits on Standard and Plus plans
- Weekend markups may apply on exchanges and card conversions
- Operator ATM surcharges outside Revolut’s control
How it compares
At a glance: Revolut is a multi currency account with a plan based ATM allowance. Bank debit cards that charge no FX fees can be strong for simple card spending but do not let you hold foreign currencies. Prepaid travel cards may use fixed wallet lists and charge for unsupported currencies.
| Feature | Revolut card | No fee abroad UK debit card | Prepaid travel card |
|---|---|---|---|
| Hold currencies | Yes, 36 | No | Yes, fixed list |
| Exchange model | Live rate with plan rules | Scheme rate, often £0 FX | Wallet rate or provider spread |
| ATM pricing | Allowance per plan, then fee | Often £0 issuer fee with caps | Often free to a cap, then fee |
Alternatives
| Alternative | Why consider it |
|---|---|
| Wise card | Mid market FX with clear ATM allowance and many wallets. |
| Starling Bank debit card | No FX fees and no issuer ATM fees abroad; simple current account card. |
| Post Office Travel Money Card | Preload multiple currencies with fixed fee tables. |
Ratings
| Category | Score 1 to 5 | Notes |
|---|---|---|
| Fees and FX | 4 | Fair usage exchange limits on entry plans; weekend markups may apply. |
| ATM and cash | 3 | Strong monthly free allowance by plan; 2% or £1 after allowance. |
| Topups | 4 | App first funding and transfers. |
| Features and app | 3 | Controls, alerts, Apple Pay and Google Pay. |
| Support and trust | 5 | Clear public fee pages and plan tables. |
Frequently Asked Questions About Revolut Travel Money Card
Are there extra charges on weekends?
Revolut states weekend markups may apply to exchanges and card transactions that require conversion when markets are closed. You can see the exact fee in app before you confirm. Revolut’s own travel guide recommends exchanging Monday to Friday.
What are the exchange fair usage limits?
For UK personal plans: Standard £1,000 per month then 1%, Plus £3,000 per month then 0.5%, Premium, Metal, Ultra no limit and no fair usage fee.
Compliance & Methodology
Regulatory
This review covers Revolut’s consumer travel money card experience from Revolut UK pages. Business fees and rules differ.
Data sources
Revolut travel card page, UK help centre on ATM allowances and card spending fees, UK Standard fees page for fair usage exchange limits, and Revolut blog guidance on weekend markups. Verified on 19 Oct 2025.
Editorial policy
Independent, fact‑checked comparison. Click here for editorial guidelines.
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