A multi currency prepaid Mastercard you can load with up to 12 currencies and manage in the TUI Travel Money Card app. Spending from a matching wallet currency is free from TUI’s side. If you spend in a currency the card does not support, a 3% cross currency fee applies. ATM withdrawals carry a small fixed fee that varies by currency. Loading in GBP carries a 2% load fee. Funds are safeguarded and not covered by FSCS.
Initial Viewpoint:
Best for travellers who want a straightforward branch supported travel card with 12 currencies, clear fixed ATM fees by currency, and an app to move money between wallets. Not ideal if you will spend often in currencies outside the supported list, since a 3% cross currency fee applies.
ptc. Rating: ⭐ 3.4 / 5
Highlights:
- Load and hold up to 12 currencies on one card
- Fixed ATM withdrawal fees listed per currency in a public fee table
- App to top up, swap wallets, freeze card, and reveal PIN
Cautions:
- 3% fee for spending in a non supported currency
- 2% load fee when loading GBP
- Digital wallets are stated as coming soon on the product page at time of review
Methodology: Official product page, fee and limits PDF, and TUI FAQs reviewed on 18 Oct 2025.
Overview
What it is
A prepaid Mastercard for travel. Load selected currencies before you go, spend in store or online, and withdraw cash at ATMs worldwide that accept Mastercard. Manage everything in the TUI Travel Money Card app.
Who it’s for
UK travellers who prefer a dedicated travel card with simple, published fees, the option to manage multiple wallets, and support from TUI branches and the in app portal.
Key Facts
- Issuer and protection: Issued by PrePay Technologies Limited (PPS). PPS is an Authorised Electronic Money Institution, FCA FRN 900010. Funds are safeguarded and not covered by FSCS.
- Wallets: Up to 12 currencies on one card.
- Cross currency fee: 3% when you spend in a currency the card does not support.
- ATM fees: Fixed fee per withdrawal that varies by currency, for example €1.75 in EUR, $2.00 in USD, £1.50 in GBP. Full table below.
- GBP load fee: 2% when loading GBP.
- Age: Minimum age 18.
Last updated: 18 Oct 2025
Pricing & Fees
| Fee type | Amount | Notes |
|---|---|---|
| Purchases in a supported wallet currency | £0 issuer fee | Spend from the matching wallet. |
| Cross currency fee in an unsupported currency | 3% of the amount | Applies if the local currency is not one of the supported wallets. |
| GBP load fee | 2% | Applies when loading GBP. |
| ATM withdrawal fee | Fixed per currency | See per currency fees below. |
| Inactivity fee | Charged monthly after 24 months of no use | Amount depends on wallet currency. |
Selected ATM withdrawal fees and daily limits
- EUR: €1.75 fee, daily ATM limit €600.
- USD: $2.00 fee, daily ATM limit $650.
- AUD: A$2.80 fee, daily ATM limit A$950.
- NZD: NZ$3.00 fee, daily ATM limit NZ$950.
- CAD: C$2.70 fee, daily ATM limit C$900.
- TRY: ₺30.00 fee, daily ATM limit ₺10,100.
- ZAR: R28 fee, daily ATM limit R9,300.
- AED: AED 7 fee, daily ATM limit AED 2,450.
- BGN: лв 3.50 fee, daily ATM limit лв 970.
- THB: ฿62 fee, daily ATM limit ฿2,060.
- MXN: $38 fee, daily ATM limit $12,450.
- GBP: £1.50 fee, daily ATM limit £500.
FX & ATM Details
FX conversion
Use the card in a supported wallet to avoid extra issuer fees on purchases. Spending in a non supported currency triggers the 3% cross currency fee. Avoid DCC at the terminal or ATM by choosing to pay in the local currency.
ATM usage
You can withdraw cash at ATMs worldwide. TUI charges a fixed fee per currency, and some ATM owners may add their own surcharge or show different local withdrawal limits.
Supported currencies
EUR • USD • AUD • NZD • CAD • GBP • TRY • ZAR • AED • BGN • THB • MXN.
Topups & Payments
| Method | Fee or limit | Notes |
|---|---|---|
| Load by card or online | GBP loads 2% | Other wallet loads show no issuer load fee. |
| Transfer between wallets | Free | FX rate of the day applies in app. |
| Auto currency transfer | 3% | Charged if the system auto moves funds because the active wallet is short. Plan transfers in the app to avoid it. |
Applying for the Card
As a UK resident (18+), you can order the TUI Travel Money Card via the TUI Travel Money website or in-store at TUI branches. The card arrives within a few working days; you receive a primary and a free secondary card. You register and activate in the app/online under “My Account”.
You’ll need standard identity verification (since it is an e-money product). Card is ready to load and spend once activated.
Limits & KYC
| Topic | Limit or rule |
|---|---|
| Maximum card balance | Indicative £6,000 equivalent (per fee sheet) |
| Maximum 24 hour POS limit | Indicative GBP £2,000 equivalent |
| Minimum ATM withdrawal | Indicative £10 equivalent |
| Age | 18 plus |
These values are shown per currency in the official fee sheet and on the TUI page notes.
App & Features
| Feature | Detail |
|---|---|
| TUI Travel Money Card app | Activate, top up, switch currencies, check balance and transactions, reveal PIN, freeze or unblock card. |
| Availability | Order online for delivery or pick up in selected TUI stores. |
| Acceptance | Use worldwide where the Mastercard Acceptance mark is shown. |
Who it’s for (and who it’s not)
Best for
Travellers who visit destinations within the 12 supported currencies, want fixed per currency ATM fees, and prefer an app with wallet control and branch support.
Not ideal for
Trips that involve unsupported currencies or frequent mixed currency use, since the 3% cross currency fee will apply. Also not ideal if you want to avoid any GBP load fee.
Pros & Cons
Pros
- 12 supported currencies with in app moves
- Fixed ATM withdrawal fees listed per currency
- App to freeze card, reveal PIN and manage wallets
Cons
- 3% fee for unsupported currencies
- 2% fee on GBP loads
- ATM owner surcharges may apply in some countries
How it compares
At a glance: A solid mainstream option if your trip uses one of the 12 supported wallets and you like branch help. App first multi currency rivals may offer different FX for unsupported currencies or tiered ATM caps. Traditional UK bank debit cards may have simple overseas pricing but do not let you hold holiday currencies.
| Feature | TUI Travel Money Mastercard | Multi currency rival | UK bank debit card |
|---|---|---|---|
| Supported wallets | 12 | Often 10 to 40 plus | GBP only |
| Purchases in wallet currency | £0 issuer fee | Often £0 | Often £0 |
| Unsupported currency spend | 3% cross currency fee | Varies | Bank FX fee or rate |
| ATM fee | Fixed per currency | Often free up to a cap | Varies by bank |
| Branch pickup | Available | Rare | Not applicable |
Alternatives
| Alternative | Why consider it |
|---|---|
| Wise multi currency card | Competitive FX with many wallets and clear ATM caps. |
| Revolut travel card | Multi currency wallets with plan tiers and smart controls. Review weekend FX markups and fair use. |
| Post Office Travel Money Card | 22 wallet currencies, branch pickup, fixed ATM fees by currency. |
Ratings
| Category | Score 1 to 5 | Notes |
|---|---|---|
| Fees and FX | 3 | £0 in wallet currency, 3% cross currency, 2% GBP load. |
| ATM and cash | 3 | Fixed per currency ATM fee, operator surcharges possible. |
| Topups | 4 | App loads and wallet transfers. GBP load fee applies. |
| Features and app | 3 | Wallet management, freeze, PIN reveal, app and online access. |
| Support and trust | 4 | Issued by PPS, FCA FRN 900010. Safeguarded e money, not FSCS. |
Frequently Asked Questions About TUI Travel Money Mastercard
What are typical ATM fees?
Fixed fees by currency, for example €1.75 in EUR, $2.00 in USD, £1.50 in GBP. See the fee sheet for the full table and daily limits.
Is there a fee to load money?
Yes if loading GBP. The GBP load fee is 2%. Other wallet loads show no issuer load fee.
What happens if I spend in a currency that is not supported?
A 3% cross currency fee applies. You can move money between wallets in the app to avoid the auto conversion charge.
Compliance & Methodology
Regulatory
The TUI Multi Currency Travel Money Mastercard is issued by PrePay Technologies Limited (PPS), FCA FRN 900010, under licence from Mastercard. Funds are safeguarded and FSCS does not apply.
Data sources
TUI Travel Money Mastercard product page with currencies, app features and issuer text, official Fees and Charges PDF, and FAQs covering GBP load fee and automatic currency transfer charge. Verified on 18 Oct 2025.
Editorial policy
Independent, fact‑checked comparison. Click here for editorial guidelines.
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